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Meet Jeff Hohman, a trusted mortgage lender with a passion for helping his clients achieve their home buying goals. Jeff is a seasoned professional who understands the complexities of the mortgage process and is dedicated to making it as seamless and stress-free as possible.

What sets Jeff apart is his unwavering commitment to honesty, transparency, and efficiency. He believes in educating his clients and keeping them informed every step of the way, so they can make informed decisions about their financial future. Whether you're a first-time home buyer or a seasoned property owner, Jeff's knowledge and expertise will guide you through the process with ease.

When he's not helping clients secure their dream homes, Jeff can be found enjoying the great outdoors with his two sons. An avid skier and mountain biker, Jeff is a true lover of adventure and embraces the challenge of new experiences.

So if you're looking for a mortgage lender who values honesty, transparency, and efficiency, look no further than Jeff Hohman. With his expertise, dedication, and passion for his clients, he's the perfect partner to help you achieve your home-buying goals.

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What's New?

Thank You for All of Your Support

By Jeffrey Hohman | December 23, 2022
Thank You for All of Your Support | Simplifying The Market

What Makes a House a Home?

By Jeffrey Hohman | December 22, 2022
What Makes a House a Home? | Simplifying The MarketThere’s no denying the long-term financial benefits of owning a home, but today’s housing market may have you wondering if now’s still the time to buy. While the financial aspects of buying a home are important, the non-financial and emotional reasons are too. Home means something different to all of us. Whether it’s sharing memories […]

What To Expect From the Housing Market in 2023

By Jeffrey Hohman | December 21, 2022
What To Expect from the Housing Market in 2023 | Simplifying The MarketThe 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it’s put the market into a reset position. As the Federal Reserve (the Fed) made moves this year to try to lower inflation, mortgage rates more than doubled – something that’s never happened before […]

Homeowners Still Have Positive Equity Gains over the Past 12 Months

By Jeffrey Hohman | December 20, 2022
Homeowners Still Have Positive Equity Gains over the Past 12 Months | Simplifying The MarketIf you’re a homeowner, your net worth got a big boost over the past few years thanks to rapidly rising home prices. Here’s how it happened and what it means for you, even as the market moderates. Equity is the current value of your home minus what you owe on the loan. Because there was […]

Mortgage Rates Are Dropping. What Does That Mean for You?

By Jeffrey Hohman | December 19, 2022
Mortgage Rates Are Dropping. What Does That Mean for You? | Simplifying The MarketMortgage rates have been a hot topic in the housing market over the past 12 months. Compared to the beginning of 2022, rates have risen dramatically. Now they’re dropping, and that has to do with everything happening in the economy. Nadia Evangelou, Senior Economist and Director of Forecasting at the National Association of Realtors (NAR), […]

2023 Housing Market Forecast [INFOGRAPHIC]

By Jeffrey Hohman | December 16, 2022
2023 Housing Market Forecast [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • From home sales to prices, the 2023 housing market will be defined by mortgage rates. And where rates go depends on what happens with inflation.
  • If you’re thinking of buying or selling a home this year, let’s connect so you understand where the housing market is headed in 2023.

Planning to Retire? It Could Be Time To Make a Move.

By Jeffrey Hohman | December 15, 2022
Planning to Retire? It Could Be Time To Make a Move. | Simplifying The MarketIf you’re thinking about retirement or have already retired this year, you may be planning your next steps. One of your goals could be selling your house and finding a home that more closely fits your needs. Fortunately, you may be in a better position to make a move than you realize. Here are a […]

You May Have More Negotiation Power When You Buy a Home Today

By Jeffrey Hohman | December 14, 2022
You May Have More Negotiation Power When You Buy a Home Today | Simplifying The MarketDid the frequency and intensity of bidding wars over the past two years make you put your home search on hold? If so, you should know the hyper competitive market has cooled this year as buyer demand has moderated and housing supply has grown. Those two factors combined mean you may see less competition from […]

Ready To Sell? Today’s Housing Supply Gives You Two Opportunities.

By Jeffrey Hohman | December 13, 2022
Ready To Sell? Today’s Housing Supply Gives You Two Opportunities. | Simplifying The MarketAt first glance, the increase in housing supply compared to last year may not sound like good news for prospective sellers, but it actually gives you two key opportunities in today’s housing market. An article from Calculated Risk helps put the inventory gains the market has seen in 2022 into perspective by comparing it to recent […]

What Every Seller Should Know About Home Prices

By Jeffrey Hohman | December 12, 2022
What Every Seller Should Know About Home Prices | Simplifying The MarketIf you’re trying to decide whether or not to sell your house, recent headlines about home prices may be top of mind. And if those stories have you wondering what that means for your home’s value, here’s what you really need to know. What’s Really Happening with Home Prices? It’s possible you’ve seen news stories […]

Testimonials

They answered all my questions with quick responses letting me know and breaking it down to my level of understanding. Thanks Jeff.

- Donny A.

★★★★★

Great friendly service. Their team took care of all my needs! 10/10 Would recommend!

- Alejandra G.

★★★★★

Easy to work with, quick to respond, fast to close Jeff and his team were kind and knowledgeable. They took us through the steps without any bumps and we closed early. I will recommend them to everyone.

- Krista and Scott

★★★★★

Amazing. Hey guys, this is the second house I have purchased, I was unsure about going through the process again because I remember how hectic it was with my first lender. I reached out to Jeff and his team for the loan on this purchase and it’s an understatement if I were to say how pain free this was. Jeff and his team were able to get my loan done in 21 days, I didn’t have the headache of having to gather a bunch of paper work to get it completed. They did such an amazing job. I would recommend Jeff and Emerge financial to whoever is ready to purchase a home and want to remain stress free.

- Cesar D. C.

★★★★★

Lending starts and ends with Jeff I’ve bought two homes. Used Jeff and his team for the second loan and he was excellent to work with. Already referred him to family members who are buying and refinancing and he’s doing great work for them as well. He is a problem solver who goes above and beyond to get you what you need. I could not have asked for better service.

- Daryl H.

★★★★★

From start to finish, Jeffrey was upfront, honest, available, and a true team player. When my previous lender was a no call no show, Jeff immediately stepped in and helped close the deal. Jeff was patient with me during the process of locking a rate and thankfully, I locked an awesome rate! Closing costs were reasonable and lower than expected. So glad that my home loan process was smooth and stress-free despite Covid-19 and the time crunch we were in. Thank you Jeff for coming to the rescue, answering all my questions, and making this happen!

- Maria C.

★★★★★

Professional, Knowledgeable, Highly Recommended, Great Experience. We Highly Recommend Jeffrey Michael Hohman, he is honest, professional, approachable and provides excellent customer service. he answered every question and explained them clearly. he was with us every step of the way and was always available to answer our questions. buying a home and getting approved can be very challenging, but he made it as painless, hassle free and straightforward as possible. we highly recommended Jeffrey and his company.

- tony encino7 from Zillow

★★★★★

Best experience I could have asked for. If I could give Jeff an 11/10, I would. From beginning to end, he made refinancing our home such a smooth process and saved us a ton on our mortgage.

- Susanna M.

★★★★★

Jeff goes above and beyond! When I first contacted Jeff I was interested in renting a home. Buying a home was some far fetched dream of mine that I never thought would happen. Not only did he help me get approved for my home loan but he also helped me find ways to come up with my down payment. At the time we had a horrible landlord that was giving us grief and harassing us. He helped us get her off our back and she stopped the harassing. It’s been over a year since I bought my home and Jeff still answers my call and helps with anything we’re not sure how to handle. I highly recommend Jeff if your looking for top of the line customer service and a master in his field!

- caitymiller24 from Zillow

★★★★★

Jeff is a good guy he will go the extra mile for you he’s very knowledgeable really responsive he’s not just in it to make money he’s there to help you get a good deal unlike some other mortgage lenders he’s a really great guy and I appreciate everything he has done for me and helping me get my house. Thought it was pretty cool of him when he offered to help me paint my house so the bank would approve the loan he’s a great guy look no further cus he’s your man.

- Jared Curtis

★★★★★

Extremely Helpful Jeff was extremely helpful and responsive, as a self employed person my loan was not so easy to obtain, He really made a difference. He answered my calls promptly and was there at all times.

- odobrovic from Zillow

★★★★★

The Best there is! Jeff assisted me in purchasing my first home & refinancing for a better rate when I was ready. He ensured I knew the ins & outs of the process & answered all my questions along the way. Jeff is very personable & HE CARES!!!! He would answer my phone calls at 10pm when I had questions or didn't undetstand something. Jeff helped me make the best investment for my family & I would never consider going with anyone else. He will get my business every single time!!

- Tiffany Bennett

★★★★★